AmeriPlan Review – Business Opportunity vs. Scam

Are you looking for a well-researched AmeriPlan Review? Tired of those AmeriPlan reviews with too little substance to make an informed decision? Or perhaps you are just doing your due diligence because someone has approached you about the business opportunity or products.

I know how you feel, and it’s not your fault. You simply want the truth about this company and it is hard to find a complete review.

You have already shown that you take your decision making seriously and are eager for success in your future.

Besides, it is always best to take a look at all the facts.

Many times when you read a AmeriPlan review it will fall into one of the following two categories.

  1. A positive review from someone who has uses and actively promotes the products or services.
  2. A negative AmeriPlan scam review where the person simply did not enjoy success.

This AmeriPlan review will cover the company products, compensation plan, discuss weather or not you can actually make a full time income with this company, is it a scam, how to join, the cost to join, and more!

AmeriPlan Review –The Company



AmeriPlan was founded in 1989 for the purposes of revolutionizing the medical care planning industry.

Given that most business don’t make it past their first five years. Ameriplan definitely looks like it is here to stay.

This company is in direct competition with another discount company called Team National.

AmeriPlan is a multilevel marketing company that offers a complete product line and monetary compensation on sales for associates.

This company, like all network marketing companies, allows associates to earn a commission for the sales of products and services, as well as, the sales of those on their team.

AmeriPlan Reviews – The Products

Like all legitimate network marketing companies, AmeriPlan is primarily focused on the sale quality products that actually work.

AmeriPlan products are designed to assist you with your medical care planning needs.

AmeriPlan product line includes the following:

Plans that range from $24.95 per month to $39.95 per month.
The AmeriPlan® Dental Plus plan gives you immediate savings on Dental, Vision, Prescription, Hearing and Chiropractic services.

AmeriPlan MED Plus

$24.95 per month

The AmeriPlan MED Plus plan gives you 24 Hour Access to a Doctor by phone or e-mail and immediate savings on Prescription as well as Hospital Advocacy and Ancillary Care.

AmeriPlan Deluxe Plus

Combo Plan – Dental Plus / MED Plus
$39.95 per month

The AmeriPlan Deluxe Plus program is a combination package of both Dental Plus and MED Plus which gives you immediate savings on Dental, Vision, Prescription, Hearing and Chiropractic services. It also provides you 24 Hour Access to a Doctor by phone or e-mail as well as Hospital Advocacy and Ancillary Care.

Now that you have a good idea about the products and services offered by this company, let’s talk about the money shall we…

Cost to Join AmeriPlan

To become a “commission qualified” AmeriPlan rep you will need to  purchase a membership. These membership options include $24.95/mo. Dental Plus, $24.95/mo. Med Plus,  and $39.95 Combo Plan (both Dental Plus and Med Plus).

AmeriPlan  Membership$24.95 (Annual Fee) as an IBO or Independent Business Owner Package includes

  • Initial fee of $24.95
  • 24/7 genealogy access and online support
  • Two e-commerce enabled websites
  • One for signing up members
  • One for signing up IBOs

AmeriPlan Compensation Plan

The AmeriPlan compensation plan offers associates the opportunity to earn commissions on the sales of products and services. You also get paid commission when you refer other members into the business building a downline.

Below I will cover the bonuses and other ways to get paid with the AmeriPlan compensation plan.

Be sure to stay tuned, because I will make it crystal clear if building a full time income building this business is realistic.

The AmeriPlan compensation plan pays a 40% monthly residual commission on all personal sales and pays an IBO an increased advanced commission as their team grows during the month. Below I left a chart outlining the Builders’ bonus overrides.


As you can see, there are a number of ways to earn income with AmeriPlan. However, can this really become a full time thing?

How To Generate More Leads Sales and Reps To Maximize The Ameriplan Compensation Plan?

AmeriPlan Opportunity – Can You Earn A Full-Time Income With AmeriPlan?

Absolutely, others have done it in the past. But what are the chances?

Let’s say that you were interested in moving forward and joining this business as an active associate with the goal of producing a full-time income within the next three to 5 years.

Sounds like an awesome idea. Especially if you have the exact skill set to quickly build a profitable network marketing business.

So, what are the real numbers when it comes to chances of earning a full time income?

I could not find the company’s Income Disclosure online. However, given industry standards you would have to be in the upper percentile of the companies earners to earn a full time income.

At the end of the day you will have to attract massive numbers of people to you offer each day to build a sizable business with the potential of becoming a full time income.

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If earning a substantial income online is important to you I suggest you check out my #1 recommendation.

Is the AmeriPlan Scam Review True?

AmeriPlan has an A+ rating with the with the better business bureau and continues to grow each year.

If AmeriPlan was a scam, then the FTC would have already shut it down. As far as controversy goes it seems that the only complaint that people have is that the product is simply a discount not a Healthcare plan.

Typically, when you here someone claim that a legitimate business is a scam it is because they lack the skillset and clear marketing strategy necessary to build a profitable multilevel marketing business.

This involves knowledge of how to leverage social media, lead generation, search engine optimization, and a blog to build a profitable network marketing business.

As you saw from the income disclosure numbers, the majority of well intentioned people who join network marketing opportunities have not been taught the skillset nor given the blueprint to be successful in the industry.

AmeriPlan Review – Conclusion

AmeriPlan is a legitimate network marketing opportunity but offers little to the average person looking to build a full time income from home.

The key is to learn the skillset necessary to create multiple streams of income. AmeriPlan may just become one of these streams for you. If you are serious about building an online business and earning income from home then I suggest you check out my Simple Top Earner Secret.

Results …

I have been able to hit the leaderboards for both leads and affiliate commissions.


The strategy and steps are simple. However, it will take hard work. Are you up to the challenge of creating a full-time online income from multiple sources?

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After reading this review I hope you have a better understanding of the products and services offered by AmeriPlan.

If you have any thoughts or experiences with AmeriPlan, feel free to leave them in the comments below.

Did This Help You? If so, I would greatly appreciate it if you commented below and shared on Facebook.vida-divina-Review

Marc Antoine

Text me, 404-576-8015 (Yes, I am a real person)

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Best Regards,

Marc Antoine